Phone scam! A male called me from 208-968-7990 to try and coerce money from me to settle a payday loan he claimed I took out two years ago. I have never taken out a payday loan, much less defaulted on one. He was abusive and volatile throughout the call, and evasive when I probed for details. He claimed to have received my file from Titan Group LLC and threatened me with a felony arrest for bank fraud, and kept telling me I'd "have my day in court."
Just to repeat myself, I never took out a payday loan. He kept telling me to keep up my pretense and I would be served at work with the paperwork. He also kept offering a secondary explanation to my denial; I must have forgotten, but he was here to help. He claimed the balance owed was over $1600, but would settle with me, today, for $795. The only thing that gave his claims any credibility was that he had a few details about me: my name, the name of my employer, the last four numbers of my SSN, the name of my bank, and, obviously, my phone number.
I know this is a scam because, well, I never took out a payday loan, but also because he stumbled all over himself when I pressed for more information. Additionally, he broke the fairness in debt collecting act (or whatever it's called) by threatening me, telling me I committed a crime, not giving me any details, and telling me that he would contact my employer. These are all against the law. Lastly, I checked my credit report and no such inquiry was listed, nor has ever been listed. If I had an outstanding collection for the last two years, it would have been reported, methinks.
He was pretty rude - so much so that he became unbelievable, but still a little frightening. I called the local police and will call the BBB. He wouldn't state his name, but claimed to be an affiliate of Titan Group LLC.
Phone scam! A male called me from 208-968-7990 to try and coerce money from me to settle a payday loan he claimed I took out two years ago. I have never taken out a payday loan, much less defaulted on one. He was abusive and volatile throughout the call, and evasive when I probed for details. He claimed to have received my file from Titan Group LLC and threatened me with a felony arrest for bank fraud, and kept telling me I'd "have my day in court."
Just to repeat myself, I never took out a payday loan. He kept telling me to keep up my pretense and I would be served at work with the paperwork. He also kept offering a secondary explanation to my denial; I must have forgotten, but he was here to help. He claimed the balance owed was over $1600, but would settle with me, today, for $795. The only thing that gave his claims any credibility was that he had a few details about me: my name, the name of my employer, the last four numbers of my SSN, the name of my bank, and, obviously, my phone number.
I know this is a scam because, well, I never took out a payday loan, but also because he stumbled all over himself when I pressed for more information. Additionally, he broke the fairness in debt collecting act (or whatever it's called) by threatening me, telling me I committed a crime, not giving me any details, and telling me that he would contact my employer. These are all against the law. Lastly, I checked my credit report and no such inquiry was listed, nor has ever been listed. If I had an outstanding collection for the last two years, it would have been reported, methinks.
He was pretty rude - so much so that he became unbelievable, but still a little frightening. I called the local police and will call the BBB. He wouldn't state his name, but claimed to be an affiliate of Titan Group LLC.
Caller type: Scammer
Caller: He wouldnt state his name
Company: He claimed to be an affiliate of Titan Group LLC
Number: 208-968-7990