This man using the name Joe Lane or Joseph Lane has violated many FDCPA laws and regulations, including but not limited to:
-Contacting family members repeatedly, revealing personal information to them, telling them I will be arrested for fraud, and also not honoring their requests for him not to call again
-Verbal harrassment (personal insults, threats)
-Refusing to provide company name/address
-Not honoring a request for written correspondence
-Not honoring a 'do not disturb' at work request
-Refusing to validate the 'debt' he was/is trying to collect
First of all, when asked for his company name and address, Joe Lane refused to give them to me and said unless I give him my credit card or bank account information over the phone he would not fax or mail me correspondence regarding the debt in question or give his company name or address. He's been calling my place of employment 3-4 times per day, and when I asked Joe Lane to be contacted in writing Joe Lane said no, he will continue calling my work. Joe Lane then hung up on me, and then called back within 10 minutes later to make it clear he was not honoring my verbal request for written correspondence.
I told him that I've never owned a credit card and I would like to see what documents on he has regarding the debt. Joe Lane then began threatening to call my family, my job, recited my social security number, told me that my parents raised a coward and told me that I wasn't a man unless I agreed to pay this mystery debt.
I hung up on Joe Lane and apologized to my employer. I spoke with my father and it appears Joe Lane called him and told him I had committed fraud, and would go to jail unless he gave Joe Lane his credit card over the phone. Luckily he had not done so. I had to calm him down and explain what this con artist/collections agent is trying to do.
I have filed complaints with the attorney general (NAAG.org), the FTC (ftccomplaintassistant.gov), and the CFPB (consumerfinance.gov), and also the local police department in Tonawanda, NY (716) 692-2121. I suggest if he is harassing you or anyone you care about, you should report him as well.
This man using the name Joe Lane or Joseph Lane has violated many FDCPA laws and regulations, including but not limited to:
-Contacting family members repeatedly, revealing personal information to them, telling them I will be arrested for fraud, and also not honoring their requests for him not to call again
-Verbal harrassment (personal insults, threats)
-Refusing to provide company name/address
-Not honoring a request for written correspondence
-Not honoring a 'do not disturb' at work request
-Refusing to validate the 'debt' he was/is trying to collect
First of all, when asked for his company name and address, Joe Lane refused to give them to me and said unless I give him my credit card or bank account information over the phone he would not fax or mail me correspondence regarding the debt in question or give his company name or address. He's been calling my place of employment 3-4 times per day, and when I asked Joe Lane to be contacted in writing Joe Lane said no, he will continue calling my work. Joe Lane then hung up on me, and then called back within 10 minutes later to make it clear he was not honoring my verbal request for written correspondence.
I told him that I've never owned a credit card and I would like to see what documents on he has regarding the debt. Joe Lane then began threatening to call my family, my job, recited my social security number, told me that my parents raised a coward and told me that I wasn't a man unless I agreed to pay this mystery debt.
I hung up on Joe Lane and apologized to my employer. I spoke with my father and it appears Joe Lane called him and told him I had committed fraud, and would go to jail unless he gave Joe Lane his credit card over the phone. Luckily he had not done so. I had to calm him down and explain what this con artist/collections agent is trying to do.
I have filed complaints with the attorney general (NAAG.org), the FTC (ftccomplaintassistant.gov), and the CFPB (consumerfinance.gov), and also the local police department in Tonawanda, NY (716) 692-2121. I suggest if he is harassing you or anyone you care about, you should report him as well.
He uses the following phone numbers:
(716) 504-6907
(716) 418-7211
(855) 255-0448
(855) 267-9155
(866) 420-4441
He will be judged for his violations soon. The more of us that report him the faster this will end.
Tim M.
Caller type: Collection Agency
Caller: Joseph Lane
Number: 716-504-6907