Okay, let me help. I do skip tracing as part of my job....in addition to commercial collecitons, bk etc. But I do NOT work for a collections agency!!! Never will!
Triple A C Resolutions
4384 Victory Blvd
Staten Island, NY 10314
888-609-0890
BBB rating: F
They will require a written, certified letter/notice to Cease and Desisct. Even then, they will likely ignore it. These people DO NOT follow the credit laws. They are those bottom feeder preditors.
On avg, these people sent out letters to commercial lendors offering to pay 15-35% of the debt in a transfer. Then they attempt to collect, with what info they bought (some wrong, including phone #s), at the full rate that was owed to the original debtor, plus their fees.
Understand this. When I transfer a debt to one of these firms, I do not transfer anythig but the invoice numbers not paid and their dates and amounts, along with the LAST KNOWN address/phone/fax and contact name.
THAT"S IT. They bought nothing more than that.
So if you have changed your personal info since that transfer, they are getting the new info via illegal channels. Ie: buying protected cell phone lists or skip tracing without licensing or using one of those skip tracing, pay membership, websites which are really not accurate. Yes, they have the info, BUT they do NOT say WHICH is the last phone/address. Your stuck finding out which one is valid right now.
Anyhow, not to worry. They are in so many areas of the country, with "work at home" collectors, and only 1 tiny office in NY, they do not have the means to put any teeth into their threats.
And FYI - IF payday loans are illegal in your state, you can send them a certified letter as such, with your Cease/Des. letter. Nothing more sold be disclosed.
Okay, let me help. I do skip tracing as part of my job....in addition to commercial collecitons, bk etc. But I do NOT work for a collections agency!!! Never will!
Triple A C Resolutions
4384 Victory Blvd
Staten Island, NY 10314
888-609-0890
BBB rating: F
They will require a written, certified letter/notice to Cease and Desisct. Even then, they will likely ignore it. These people DO NOT follow the credit laws. They are those bottom feeder preditors.
On avg, these people sent out letters to commercial lendors offering to pay 15-35% of the debt in a transfer. Then they attempt to collect, with what info they bought (some wrong, including phone #s), at the full rate that was owed to the original debtor, plus their fees.
Understand this. When I transfer a debt to one of these firms, I do not transfer anythig but the invoice numbers not paid and their dates and amounts, along with the LAST KNOWN address/phone/fax and contact name.
THAT"S IT. They bought nothing more than that.
So if you have changed your personal info since that transfer, they are getting the new info via illegal channels. Ie: buying protected cell phone lists or skip tracing without licensing or using one of those skip tracing, pay membership, websites which are really not accurate. Yes, they have the info, BUT they do NOT say WHICH is the last phone/address. Your stuck finding out which one is valid right now.
Anyhow, not to worry. They are in so many areas of the country, with "work at home" collectors, and only 1 tiny office in NY, they do not have the means to put any teeth into their threats.
And FYI - IF payday loans are illegal in your state, you can send them a certified letter as such, with your Cease/Des. letter. Nothing more sold be disclosed.
Good luck all.
Caller: Victor Shaw
Company: TAC Associates