888-877-1001 (Credit Merchant Systems) A guy named Stanley Lock called my sister (not me) about a debt that I had already paid on over a year ago. It is not even on my credit report either. Apart from the'888' number Stanley Lock says his direct line is 716-404-4711. Anyway, he says I am facing legal proceedings against me for an item that was returned to my bank and I will have to settle the debt today to stop the legal proceedings. I will have to set up a payment plan or pay $600.00 and some odd dollars in full. The payment plan would be pay $240 something a month. I told him that I'd need proof (a statement of the debt) in the mail (physical united states postal service mail) before I give any of my account information out. He said he'd be more than willing to and would also send me an e-mail with the company letter head. The only thing is I can't wait until the physical proof comes to me in the mail; I was told I would have to give my personal banking and card information TODAY. Scam, scam, scam. Also, they had all of my information on file...why did they not call me first but call my sister? It is a scare tactic..that's why. When I told him I had already paid this off over a year ago he asked me to read the account # on my paid in full letter. Of course it didn't match up to his. But he said if it did he would immediately have written it off without me showing physical proof of it. Hmmmm.
F R A U D
I have gotten nothing in the mail since I had paid this debt off. I had not gotten any calls except for this one about the debt. I have not received any information on this debt in the mail and have no prior notification about the debt to avoid these sudden "legal proceedings."
888-877-1001 (Credit Merchant Systems) A guy named Stanley Lock called my sister (not me) about a debt that I had already paid on over a year ago. It is not even on my credit report either. Apart from the'888' number Stanley Lock says his direct line is 716-404-4711. Anyway, he says I am facing legal proceedings against me for an item that was returned to my bank and I will have to settle the debt today to stop the legal proceedings. I will have to set up a payment plan or pay $600.00 and some odd dollars in full. The payment plan would be pay $240 something a month. I told him that I'd need proof (a statement of the debt) in the mail (physical united states postal service mail) before I give any of my account information out. He said he'd be more than willing to and would also send me an e-mail with the company letter head. The only thing is I can't wait until the physical proof comes to me in the mail; I was told I would have to give my personal banking and card information TODAY. Scam, scam, scam. Also, they had all of my information on file...why did they not call me first but call my sister? It is a scare tactic..that's why. When I told him I had already paid this off over a year ago he asked me to read the account # on my paid in full letter. Of course it didn't match up to his. But he said if it did he would immediately have written it off without me showing physical proof of it. Hmmmm.
F R A U D
I have gotten nothing in the mail since I had paid this debt off. I had not gotten any calls except for this one about the debt. I have not received any information on this debt in the mail and have no prior notification about the debt to avoid these sudden "legal proceedings."
Caller type: Collection Agency
Caller: Stanley Lock
Company: Credit Merchant Systems
Number: 888-877-1001
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