They stated that I owed money on a loan and that 3 different collection agencies have had this account. I have never taken out a loan and they used a real bank name. As I stated, I haven't taken out a loan, ever. They offered to settle on the case for $800.00 if I'd pay now. When I tried to get info on the place, all I got was Arbitrary Mediation. I couldn't get the date of the original "loan" or any further info. They called the first time last year, then called me a month ago and again yesterday. This would make me think they were legit, but for the fact I didn't owe that debt. They threatened me that I was going to have a case filed if I didn't comply, and yesterday they said that they had tried to serve the papers, but were unable to at ___ (my address) which was correct. They also threatened to go to my work place to have me served or arrested. They also have my correct SSN. They asked if I was going to be home yesterday, so they could serve me the papers, and I asked if I could pick them up but they refused, so I stayed home at the time they said. She said, good luck with your case. You should get yourself an attorney now!
Of course, they never showed. I'm assuming they'll be back at some point saying they could offer me the $800 deal again, we'll see.
They stated that I owed money on a loan and that 3 different collection agencies have had this account. I have never taken out a loan and they used a real bank name. As I stated, I haven't taken out a loan, ever. They offered to settle on the case for $800.00 if I'd pay now. When I tried to get info on the place, all I got was Arbitrary Mediation. I couldn't get the date of the original "loan" or any further info. They called the first time last year, then called me a month ago and again yesterday. This would make me think they were legit, but for the fact I didn't owe that debt. They threatened me that I was going to have a case filed if I didn't comply, and yesterday they said that they had tried to serve the papers, but were unable to at ___ (my address) which was correct. They also threatened to go to my work place to have me served or arrested. They also have my correct SSN. They asked if I was going to be home yesterday, so they could serve me the papers, and I asked if I could pick them up but they refused, so I stayed home at the time they said. She said, good luck with your case. You should get yourself an attorney now!
Of course, they never showed. I'm assuming they'll be back at some point saying they could offer me the $800 deal again, we'll see.
Caller type: Collection Agency
Caller: Melissa Morrell
Company: Arbitrary Mediation
Number: 302-483-7032
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