Said I was defaulted on a payday loan. Said I had two options where I could either 1) let it go to court where I would have to pay $2,550 or I could B)accept a lump settlement of $550 dollars. Said I took a payday loan from Twin Bluffs Financial. Researched both companies and the Stark Recovery group has been ID'd as a scam by the Stark Collection Agency and many others. The original creditor is no longer in buisness according to BBB. I informed the company of my findings and stated again that I do not have a loan from Twin Bluffs Financial. Asked for a letter of verification which if they are a legitimate debt collector they are required to provide. The rep refused. I firmly stated that I did not have a loan from the creditor. They said they have my application here and was awarded in July of 2013 $400. They listed an employer and bank account that was supposedly filed. They were wrong as I never applied for a loan in 2013 and the employer listed was not my employer until 2014. The bank account listed did not even exist until 2015. They retorted that during discovery they updated the information they found. I asked them why they would put this new information on their copy of an application I supposedly filled out. Refused to answer and stated that they would take this to court for the sum of $2,550. Hung up on me. I have filed complaints with CFPB, FTC, Attorney General's Office and the FBI Internet Crimes Division
Said I was defaulted on a payday loan. Said I had two options where I could either 1) let it go to court where I would have to pay $2,550 or I could B)accept a lump settlement of $550 dollars. Said I took a payday loan from Twin Bluffs Financial. Researched both companies and the Stark Recovery group has been ID'd as a scam by the Stark Collection Agency and many others. The original creditor is no longer in buisness according to BBB. I informed the company of my findings and stated again that I do not have a loan from Twin Bluffs Financial. Asked for a letter of verification which if they are a legitimate debt collector they are required to provide. The rep refused. I firmly stated that I did not have a loan from the creditor. They said they have my application here and was awarded in July of 2013 $400. They listed an employer and bank account that was supposedly filed. They were wrong as I never applied for a loan in 2013 and the employer listed was not my employer until 2014. The bank account listed did not even exist until 2015. They retorted that during discovery they updated the information they found. I asked them why they would put this new information on their copy of an application I supposedly filled out. Refused to answer and stated that they would take this to court for the sum of $2,550. Hung up on me. I have filed complaints with CFPB, FTC, Attorney General's Office and the FBI Internet Crimes Division
Caller type: Scammer
Caller: Amber Heart
Company: Stark Recovery
Number: 866-383-9852
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